

LIFE . HEALTH . MEDICARE . ANCILLARY
Welcome
Get the insurance coverage you need and beyond. With coverage options ranging from life insurance to personal accident plans, we've got you covered.
JR Financial LLC is a private insurance broker with licences and experience with Life and health insurance, supplemental and ancillary coverage, final expense, dental, vision & Hearing, and medicare.
JR Financial LLC certified by The Centers for Medicare Medicaid Services (CMS) and registered with the Federally Facilitated Marketplace (FFM), offering Qualified Health Insurance Marketplace plans that meet Affordable Care Act (ACA) standards.
Term Life
Affordable & flexible coverage options
Coverage up to $2M
Term With Living Benefits
Access up to 90% of the death benefit for covered conditions
Coverage up to $1M
No medically exams or blood tests.
Final Expense Whole Life
Lifetime coverage for higher-risk clients
Coverage up to $100K
Proudly Serving Mebane, Burlington, Graham, Durham, Raleigh, and Charlotte.
Rooted in North Carolina, we offer trusted insurance solutions in Charlotte NC built on transparency, local insight, and personalized service for families across Durham, Raleigh, and surrounding communities.
Local Experience That Matters
Decades of regional knowledge guide tailored insurance decisions confidently.
Built on Trust, Not Sales
We prioritize your protection, not pushing policies that don’t fit.
We offer a 30-day free look period.
Our application is non-binding, 100% free, and it won't affect your credit score. Additionally, each policy has a 30-day free look period. If you cancel the policy within the first 30 days, you will receive a full refund of the premium paid. Learn more >
Supplement your basic life and health coverage now!

SUPPLEMENTAL INSURANCE COVERAGE
Our supplemental insurance coverage provides additional financial protection beyond standard health insurance policies. It can cover expenses like co-pays, deductibles, and out-of-pocket costs for various medical services.
The importance of having supplemental insurance lies in its ability to help individuals manage unexpected medical expenses, ensuring they receive necessary care without the burden of high costs. This additional layer of protection offers peace of mind and financial stability in times of health-related crises.
QUICK QUOTES
CONTRACTING
Managed by JR Financial LLC
Save precious time by working with an agency subscribing to the nation’s #1 choice in licensing & contracting automation.

SureLC™ is the quickest and easiest to use multi-carrier contracting automation system. It is fully synchronized with multiple data-sources giving producers and agencies an automated way to seamlessly perform functions related to licensing, contracting, and appointing producers.
As an independent contracted agent, you are not "locked in." You are fully vested from day one.
No matter which market you serve - health, life, senior market, group, annuities, or all of the above - JR Financial LLC is committed to being your partner for success.
Contracted agents can utilize the Virtual Office provided by...
JRochelle & Associates that includes:
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a website with a personalized website address (your-name.jr-associates.us)
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personalized enrollment links
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personalized email forwarding address (your.name@jr-associates.us)
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a business phone number with an included app for calls, texts, scheduling meetings and voicemail
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a personalized mailbox greeting
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all integrated with a quoting and enrollment platform
VIRTUAL OFFICE
By JRochelle & Associates
Run your business with from anywhere with a virtual office offered by JRochelle & Associates

INSURANCE
Direct from ManhattanLife
Run your business with from anywhere with a virtual office offered by JRochelle & Associates

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Personal Accident
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Affordable Choice Hospital
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Cancer First Occurrence
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Cancer Heart Attack Stroke
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Cancer Care Plus
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Critical Protection Recovery
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Dental Vision Hearing
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Dental Vision Hearing Select
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Home Health Care Select
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Hospital Indemnity Select
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Short Term Care
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Out-of-Pocket Protection
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Whole Life Final Expense
Also, your personalized Health Insurance quote and enrollment link
Clients can get quotes or insurance

Do you have Health Insurance or Medicare questions? Call us...
Monday - Friday
9:30 AM to 6:30 PM EST
(800) 766-4880
HEALTH INSURANCE
Looking for health coverage or need assistance with choosing the right plan? Enter your zip code to get a customized health insurance quote. or... Speak to a licensed Health Insurance agent for assistance with choosing a plan.
MEDICARE COVERAGE
Are you turning 65? Do you need help understanding your medicare plan? Speak to a Medicare specialist Monday - Friday from 9:30 AM to 6:00 PM EST
VIEW / DOWNLOAD the FREE, official Medicare brochure
OVER 100 CARRIERS - 14+ LINES OF AUTHORITY - ALL 50 STATES













