Short Term Care
Ensuring you have coverage when you need it most.
Our Short-Term Care coverage plan is an affordable insurance plan that offers flexibility, customization, and simplified underwriting. It is designed to financially help individuals who are faced with the physical challenges caused by an injury, illness, or unexpected medical condition.
When a policyholder needs assistance with two or more Activities of Daily Living such as bathing, dressing and transferring, or suffers from a cognitive impairment, the Short-Term Care insurance plan can help lessen expenses incurred from care received.
Plan now for Peace of Mind later when having to deal with the unexpected.
Cost-efficient Short Term Care Health Insurance Plans in Burlington, Mebane, Graham, Durham, Raleigh, Greensboro, and Charlotte NC
Part of the ManhattanLife Lighthouse Series, OmniFlex™
offers affordable short term care health insurance plans in Charlotte NC that offer flexibility, customization, and simplified underwriting. It is designed to financially help individuals who are faced with the physical challenges caused by an injury, illness, or unexpected medical condition.
When a policyholder needs assistance
with two or more Activities of Daily Living, such as bathing, dressing, and transferring, or suffers from a cognitive impairment, the OmniFlex™ Short-Term Care insurance plan can help lessen expenses incurred from care received.
PRODUCT BROCHURE
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BENEFITS & FEATURES
Prescription Drug Benefit
The policy includes a benefit of $10 for each generic or $25 for each brand name prescription drug, up to a policy built-in year maximum of $300.
Bed Reservation
The Bed Reservation benefit will reserve the policyholder's room for up to 10 days at the facility where the policyholder resides in the event they are admitted to a hospital, with a lifetime maximum of 20 days.
More of this product's defining features.
Fast-50 Benefit
This waives the elimination period (the time after coverage begins until the insurer begins paying) and pays a first-day cash benefit equal to 50% of the policyholder's accumulated daily benefit (the maximum amount the policy will cover each day care is received).
Simple Inflation Option
This add-on allows the policy's benefits to grow 5% beginning on the 6th policy anniversary date and increase by the same dollar amount each subsequent anniversary, until your daily benefit reaches double its value.
Flexible Benefit Options
Multiple Elimination and Benefit Periods
AUTOMATIC COVERAGE FOR
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Nursing and Assisted Living Facilities
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Hospice Care Facility
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Bed Reservations
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Prescription Drugs
$94,900
Typical Annual Cost for Semi-Private Room
Short Term Stats
$108,405
Typical Annual cost for a Private Room
OmniFlex™ | Short-Term Care
Plan now for Peace of Mind later when having to deal with the unexpected.
Our Short-Term Care coverage plan is an affordable insurance plan that offers flexibility, customization, and simplified underwriting.
Additional Information
Our Short-term care insurance provides coverage for individuals who require temporary assistance with daily activities due to illness, injury, or recovery from surgery. The Short Term Care coverage plan offers benefits for a specified duration, ensuring that you receive the necessary support during your most vulnerable times.
It cover services like in-home care, rehabilitation, and respite. By investing in short-term care insurance, you protect your finances while ensuring access to quality care when you need it most.