Health Insurance & Medicare
Need Health Insurance?
Enter your zip code and we'll help you find an affordable health plan, find savings you may qualify for, compare available plans, start your enrollment application or get a quote. Enter your zip code to get started.
We provide essential medical coverage at a more affordable price, frequently including subsidies and tax credits to assist with premium costs. Our plans cover services such as preventive care and doctor visits. Understanding the available options enables individuals to discover a plan that suits their budget and healthcare requirements.
We Offer ACA Compliant Plans
The Patient Protection and Affordable Care Act (ACA) is a comprehensive 2010 healthcare reform law that aims to make health insurance more accessible, affordable, and high-quality by expanding coverage and reforming the insurance market. Key provisions include the creation of the Health Insurance Marketplace, expansion of Medicaid eligibility, subsidies for individuals and families with incomes between 100% and 400% of the federal poverty level, and new consumer protections like prohibiting denial of coverage for pre-existing conditions and allowing young adults to stay on their parents' plans until age 26.
Key features of the ACA
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Health Insurance Marketplace: A state or federal marketplace where individuals and families can compare and purchase health insurance plans.
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Medicaid Expansion: Expanded the Medicaid program to cover adults with incomes up to 138% of the federal poverty level, though not all states have adopted this expansion.
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Subsidies and Tax Credits: Provides premium tax credits to lower the cost of monthly premiums for eligible individuals and families.
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Pre-existing Conditions: Prohibits health insurance companies from denying coverage or charging higher premiums based on a person's pre-existing health conditions.
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Young Adult Coverage: Allows young adults to remain on their parents' insurance plans until they turn 26.
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Essential Health Benefits: Requires individual and small group plans to cover a standard set of ten essential health benefits, such as prescription drugs, maternity care, and mental health services.
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No Lifetime or Annual Limits: Eliminates lifetime and annual dollar limits on essential health benefits.
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Employer Mandate: Requires large employers (50 or more full-time employees) to offer affordable, minimum-value health coverage to their full-time employees or face a potential penalty.
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Preventive Services: Requires many plans to cover certain preventive services, like vaccinations and screenings, without cost-sharing (like copayments or deductibles).
Dental and Vision Insurance
Find individual dental and vision insurance in your area
Ameritas PrimeStar® individual dental insurance plans feature:
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next-day coverage
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no waiting periods with most plans
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no enrollment fees.
Save 25-50% on out-of-pocket costs when you use the Ameritas Dental Network, one of the nation's largest. Discover the benefits and affordability of Ameritas today. Just enter your zip code for an instant quote.
MEDICARE CONSULTATION
Medicare questions?
Or, Are you turning 65?
Medicare is a federal health insurance program for individuals aged and older, and some younger people with disabilities. It includes several parts: Part A covers hospital insurance, Part B covers medical services, Part C (Medicare Advantage) offers alternative benefits, and Part D covers prescriptions. Understanding these components helps clients choose best healthcare options.
Speak to a medicare agent
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Medicare Advantage
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Medicare Supplement
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Medicare Prescription
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Acillary Dental/ Vision
Please take a moment to fill out this Medicare intake form. Your answers will help us understand your healthcare needs, so we can find the Medicare plan that's right for you.
We'll review your details and reach out soon to discuss your options. Looking forward to helping you!
Monday through Friday 9:30 AM to 6:00 PM EST