Our Carriers
Over 100 Carriers . More Than 14 LOA . All 50 States
JR Financial LLC is backed by top-notch insurance carriers that provide reliable coverage excellent customer service, and transparent policies. Our carriers have a solid reputation for paying claims promptly and, ensuring their clients feel secure and supported. With all of this support, we are able to offer a variety of plans tailored to meet individual and family needs, making it easy for you to find the right coverage. Trust and communication are essential, as they help build long-lasting relationships with our policyholders.

Featured Carriers
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Aetna, a CVS Health company, offers a wide range of health insurance and related products for individuals, families, employers, and government-sponsored programs like Medicare and Medicaid. Their products span medical, dental, vision, life, and disability coverage.

Alignment Health offers a variety of Medicare Advantage (MA) plans, which are comprehensive health plans that include medical, hospital, and prescription drug coverage in one package. These plans, which operate under the name Alignment Health Plan, often feature low or zero monthly premiums and deductibles, additional benefits like dental, vision, and hearing, and personalized member support. Benefits are customized by plan, but some may include a pre-loaded debit card for health-related expense

Ambetter Health offers individual and family health insurance plans with a variety of benefits, including essential health benefits like hospitalization, prescription drugs, and mental health services. Products also include member-exclusive programs such as a 24/7 nurse advice line, telehealth virtual care, and programs for chronic conditions and pregnancy. Additionally, plans may come with perks like rewards for healthy actions and discounts on other products and services.

AmeriHealth offers a range of health insurance products, primarily through two main brands: AmeriHealth (which includes plans for Medicare and the general public) and AmeriHealth Caritas (which focuses on Medicaid and other programs for low-income or chronically ill individuals). Product offerings include Medicare Advantage plans with vision, dental, and hearing benefits, individual and family health plans, and Medicaid managed care plans.

Ameritas offers a range of insurance and financial products, including dental and vision plans, various types of life insurance (term, whole, and universal), and annuities. It also provides non-insurance programs like prescription and eyewear savings, as well as support services. For a simplified approach, some dental plans are categorized into three levels, and some vision plans offer network choice between VSP and IMED.

CareSource offers health insurance products through its Medicaid, Marketplace (Affordable Care Act), and Medicare Advantage plans. Its Marketplace plans are divided into metal levels (Bronze, Silver, Gold, Platinum) and cover essential health benefits. Other products include specialized plans like Just4Me and options like DSNP, and CareSource also partners with other organizations.

Cigna offers a wide range of products, including comprehensive medical insurance plans for individuals, families, and employers, as well as supplemental plans like dental, vision, and hearing coverage. They also provide pharmacy services, behavioral health and wellness programs, and flexible spending accounts (FSAs, HSAs, HRAs). The company's offerings extend to international health plans and a variety of supplemental health solutions such as accident, cancer, and life insurance.

Corebridge Financial offers a range of products, including various types of annuities (fixed, index-linked, and variable), life insurance (term and permanent), and retirement plans for individuals and employers. They also provide institutional market solutions like real estate investment, pension risk transfer, and structured settlements.

Devoted Health offers Medicare Advantage plans that include prescription drug coverage, dental, and vision benefits, plus extras like a gym membership, a medical alert device, and a Food & Home Card for healthy food and housing costs. The company also provides money-saving benefits like the "Devoted Dollars" reward program for healthy habits and an over-the-counter (OTC) allowance for items like vitamins and pain relievers.

Fidelity and Guaranty Life (F&G) offers a range of life insurance and annuity products. Their products are designed to provide guaranteed income, death benefits, and tax-deferred growth potential to help customers with retirement and estate planning. F&G provides options for both accumulation and income generation, with products that offer features like premium bonuses, market-linked growth with downside protection, and living benefits for critical illnesses.

Humana offers a wide range of insurance products, primarily focused on Medicare and Medicaid beneficiaries, including Medicare Advantage plans, stand-alone prescription drug plans, and specialty plans like dental, vision, and hearing. For employers, Humana provides group benefits such as life, disability, dental, and vision insurance. Individuals can also purchase Medigap plans, life, and supplemental insurance. The company also provides over-the-counter (OTC) allowance benefits.

ManhattanLife offers a range of life and supplemental insurance products, including term life, whole life, and final expense plans, which provide death benefits with fixed premiums and coverage. They also offer supplemental plans like Medicare Supplement (Medigap), hospital indemnity, dental, and short-term care, as well as various types of annuities.

Molina Healthcare provides over-the-counter (OTC) health and wellness products, which members can order online, by mail, or at select retail locations like Walmart. The product catalog includes items for pain relief, cold and allergy, digestive health, diabetes care, first aid, and vitamins. Depending on the specific plan, some members may also receive additional benefits like baby supplies or supplemental vision and dental allowances.

Oscar Health offers individual and family health insurance plans, including various metal tiers (platinum, gold, silver, bronze) and special plans for conditions like diabetes. Key products and benefits include $0 preventive care, virtual urgent care, and a personalized Care Team to help members navigate their benefits and find in-network providers. They use a technology-driven approach with a focus on affordability and member engagement.

SBLI (Savings Bank Life Insurance) offers a range of life insurance products, including competitive term life insurance, whole life insurance with fixed premiums and cash value, and simplified issue final expense policies designed for seniors. They also provide annuities and a digital platform called LegacyShield for managing financial accounts, documents, and final wishes. Key features include flexible term lengths, conversion options, and simplified underwriting for final expense plans.

Transamerica offers a range of financial products, including life insurance (term, whole, and universal), annuities (variable, registered index-linked, and advisory), and retirement and employee benefits. These products are designed to help individuals protect their families, grow their wealth through tax-deferred options, and plan for a secure retirement. Key features often include flexible premium options, living benefits, and various investment strategies.

UnitedHealthcare offers a wide range of products, including traditional medical plans, Medicare and Medicaid plans, and dental, vision, and supplemental insurance options like accident and critical illness coverage. Their products cater to individuals, families, and employers, and include various care management programs, virtual care, and health-related services such as a healthy food card for certain plans.

Wellcare offers a variety of health insurance and benefits products, including Medicare Advantage plans with extra coverage for dental, vision, and hearing, along with a pre-loaded Spendables® card. This card can be used for everyday health items, such as over-the-counter (OTC) medications like pain relievers and cold medicine, first-aid supplies, and vitamins. Wellcare also offers prescription drug plans and, for some members, telehealth and care management services.
All of Our 100+ Carriers














