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Whole Life Final Expense

Protect loved ones from the worry.

Standard Life has designed the Senior Security plan to help you protect your loved ones from the worry and financial burden of paying your final expenses.

 

An immediate death benefit whole life policy which provides up to $50,000 in coverage.

 

Rates and cash values are guaranteed. Regardless of changes in interest rates or any other factors, your death benefit, premium rates and cash values will never change.

 

 

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Secure Advantage With Our Seamless Whole Life Expense Insurance Plans in Mebane, Burlington, Graham, Durham, Raleigh, Greensboro and Charlotte NC.

Standard Life has designed the Senior Security plan

to help you protect your loved ones from the worry and financial burden of paying your final expenses. We are offering very understandable whole life expense insurance coverage in NC. 

An immediate death benefit whole life policy

that provides up to $50,000 in coverage. Rates and cash values are guaranteed.

No matter how interest rates or other factors shift, your death benefit, premium, and cash value remain unchanged.

Painted Greek Island
PRODUCT BROCHURE

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HAVE A LICENSED AGENT CALL YOU

Health planning for your senior years doesn't have to be a challenge.

Short-Term Care

OmniFlex™ Short-Term Care is an affordable insurance plan that offers flexibility, customization, and simplified underwriting. It is designed to financially help individuals who are faced with the physical challenges caused by an injury, illness, or unexpected medical condition.

Home Health Care Select

Home Health Care Select Insurance is an affordable solution that provides the flexibility and the financial support you need to recover at home surrounded by family and those that you love. We offer plans with a variety of max benefit options, which help minimize financial stress and allow you to focus your energy and attention on your recovery.

Giving seniors the tools to sustain health, wealth, and security

Personal Accident

Personal Accident Indemnity Delivery (PAID) coverage provides benefits for many of the accidents that can happen without warning.

Dental, Vision & Hearing

Dental, Vision and Hearing insurance is designed to meet as many needs outside of standard medical insurance as possible. It provides coverage at the dentist as well as vision and hearing benefits for things like contact lenses, hearing aids, eye exams, and more.

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Flexible Benefit Options

Multiple Elimination and Benefit Periods

ACCIDENTAL DEATH BENEFIT

Depending on your age, you can add up to $10,000 of additional protection in the event of accidental death, for just a bit more premium.

Protect your loved ones from the burden of the final expenses you may leave behind at the time of your death. Benefits can cover funeral costs, medical expenses, credit card balances, house payments, car payments, or any other expense.

 

It can give your loved ones some help at a time of grief and stress — when they need it most.

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PRODUCT FEATURES
  • Rates will never increase

  • Coverage will never decrease.

  • Builds cash value for you.

  • Benefits are income tax free.

  • Very competitive premium rates.

  • No waiting period for full coverage.

  • Your death benefit is fully in force immediately.

$7,755

The average funeral cost is $7,755 according to a 2010 National Association of Funeral Directors survey.

Final Expense Stats
$255

Social Security only provides a $255 death benefit -- that's if you qualify.

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Cost

Other costs can include non-covered medical expenses, house payments, and other debts.

Secure Advantage - Final Expense

An immediate death benefit whole life policy which provides up to $50,000 in coverage.

It can give your loved ones some help at a time of grief and stress — when they need it most.

Painted Greek Island
Additional Information

Includes cost of regular adult funeral including following basic items plus protective burial vault to protect casket: non-declinable basic services fee, removal/transfer of remains to funeral home, embalming, other preparation of the body, use of facilities/staff for viewing, use of facilities/staff for funeral ceremony, use of a hearse, use of a service car/van, basic memorial printed package, metal casket.

 

Does NOT include cemetery, monument/marker costs or miscellaneous cash advance charges such as for flowers or obituaries;  Social Security Rules and Regulations 404.390;

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